Terms & Conditions for Contact Consent

[PLACEHOLDER — Replace this section with RMA's actual Terms & Conditions before going live.]

By ticking the consent checkbox and submitting your survey, you agree that RMA may contact you using the information you provided on the platform in relation to the financial wellness matter identified in your survey response.

1. Who we are

RMA is a registered company operating in [industry / jurisdiction — to be completed]. Our contact details are: [address, phone, email — to be completed].

2. Purpose of contact

RMA will only contact you to offer support, guidance, or services directly related to the financial wellness topic flagged in your survey response. We will not use your information for any other marketing or commercial purpose without your separate and explicit consent.

3. Information we will use

• Your name and contact details held on the Online Education Platform.
• The question and answer from your survey that triggered this lead.
• The date and time of your survey submission.

4. How your information is protected (POPIA)

RMA processes your personal information in accordance with the Protection of Personal Information Act, 2013 (POPIA). Your data will be:

• Used only for the contact purpose described above.
• Stored securely and not shared with unauthorised third parties.
• Retained only as long as necessary for the purpose or as required by law.

5. Your rights

You may withdraw your consent at any time by contacting RMA directly at [contact details — to be completed]. Withdrawal of consent does not affect the lawfulness of any processing carried out before the withdrawal.

6. Voluntary consent

Your consent is entirely voluntary. Declining to consent will not affect your access to the Online Education Platform, your course progress, or your assessment results in any way.

7. Changes to these Terms

RMA reserves the right to update these Terms. Any material changes will be published with an updated version number.

8. Contact us

For any queries about how RMA handles your personal information, please contact: [RMA Data Officer — to be completed].